
Recurring Payments is a special service that can be used with Credit and Debit Cards or with ACH services. This service allows the advance scheduling and automatic processing of payments on a particular day of the month or any other frequency.

Check services guarantee that a check is good and allows a merchant to convert a paper check to an electronic ACH transaction ensuring faster deposits and fewer trips to the bank. Check services are optional and may require additional hardware.

ACH stands for Automated Clearing House. This service allows merchants to electronically debit customer’s personal and business checking accounts. It will allow merchants to accept “Check by Phone” for one time payments or it can be coupled with Recurring Payments (below) to collect payments on a schedule, such as monthly, weekly, etc.

The Voyager Fleet Card operates on its own private network. These cards are not issued by the major card brands. Merchants that sell fuel and / or offer vehicle repair services must request this service before they can be accepted for payment.

The WEX Card is primarily used for fuel. Like the Voyager card, it too operates on its own network. Merchants that sell fuel must request this service before they can be accepted for payment.
www.WexInc.com

PayPal Cards come in several varieties. Most of their debit and credit cards have the MasterCard logo on it and can be used anywhere MasterCard is accepted. Some of their newer cards have only the PayPal logo on them. PayPal entered into an agreement with Discover allowing merchants to accept true PayPal branded cards so long as they can accept Discover. We activate PayPal Cards on all of our merchant accounts.

UnionPay Cards are issued in China and may be used by tourists and business travelers in the US. Only businesses located in major US cities should consider being setup to accept UnionPay Cards. UnionPay acceptance is a special service that should be requested before opening your merchant account as it requires special handling.

Electronic Benefits Transfer (EBT) are government benefit cards issued by each state under the federal SNAP program (Supplemental Nutrition Assistance Program aka food stamps) or state WIC program (Women, Infants & Children). These cards enable cardholders to purchase qualifying products from approved retailers. Retailers must register for a FNS Number (Food & Nutrition Service) with the state or USDA.

VISA Debit and Credit Cards are issued through banks and other financial institutions. With the exception of certain specialty cards such as Health Benefits Cards and Purchasing Cards, any card bearing the VISA Logo can be accepted as payment at any business that has a merchant account.

MasterCard Debit and Credit Cards are issued through banks and other financial institutions. With the exception of certain specialty cards such as Health Benefits Cards and Purchasing Cards, any card bearing the MasterCard Logo can be accepted as a form of payment at any business that has a merchant account.